Loor v. Equifax Information Solutions, LLC

Background

Bridget Loor, who is representing herself, brought this action against Equifax Information Solutions, LLC. She alleges violations of the Fair Credit Reporting Act and other federal statutes. In an earlier order dated June 18, 2025, the court allowed Loor to proceed without prepaying filing fees.

Order

A person allowed to proceed without prepaying fees is entitled to assistance from the court and the U.S. Marshals Service in serving the defendant. The court therefore directed the Clerk of Court to complete a U.S. Marshals Service Process Receipt and Return form, issue a summons for Equifax, and deliver the necessary documents to the Marshals Service so it could serve Equifax.

The court explained that the usual 90-day service period could not begin in the ordinary way because Loor could not arrange service until the court reviewed the complaint and issued the summons. It extended the time for service to 90 days after the summons is issued. If service is not completed within that period, Loor should request an extension. The court also instructed Loor to notify it in writing if her address changes and said the case may be dismissed if she fails to do so.

Disposition and Significance

The court entered an order directing the Clerk and Marshals Service to arrange service and directing the Clerk to mail Loor an information package. The order addressed service of process and did not decide the merits of Loor’s Fair Credit Reporting Act or other federal claims.