Jweinat v. loanDepot.com, LLC
- Vince Chhabria
- 3:22-cv-05387
- U.S. District Court · Northern District of California
- 1
In Jweinat v. loanDepot.com, Judge Chhabria granted dismissal because plaintiffs lacked a concrete injury, leaving dismissal without prejudice.
The plaintiffs’ claims were dismissed without prejudice for lack of subject-matter jurisdiction; the opinion does not state any further effect on the parties.
What happened
In Jweinat v. loanDepot.com, LLC, the plaintiffs brought claims based on an alleged procedural violation of the Electronic Funds Transfer Act and a related California Unfair Competition Law claim.
The plaintiffs conceded that they had not identified a concrete injury beyond the alleged procedural violation. The court therefore ruled that they lacked standing to bring either claim and granted the motion to dismiss.
Because the court lacked subject-matter jurisdiction, it dismissed the case without prejudice. Judge Vince Chhabria issued the order.
The detailed version
- Jweinat v. loanDepot.com, LLC · No. 3:22-cv-05387
- Vince Chhabria
- Feb. 14, 2023
Background
Jamie Jweinat and the other plaintiffs sued loanDepot.com, LLC. The opinion states that their claims included a claim under the Electronic Funds Transfer Act and a related claim under California’s Unfair Competition Law.
Ruling
The court granted the motion to dismiss. The plaintiffs conceded that they lacked standing under Article III of the Constitution because they had not identified a concrete injury in fact beyond the bare procedural violation of the Electronic Funds Transfer Act. The court held that, for the same reason, they lacked standing to pursue the related Unfair Competition Law claim. Because the plaintiffs had not suffered an injury in fact, the court did not address the other questions specific to that state-law claim.
The court stated that it lacked subject-matter jurisdiction and dismissed the case without prejudice. The order was issued by United States District Judge Vince Chhabria.
Read the full 1-page opinion on CourtListener, the free public archive maintained by the Free Law Project.